/* ===================================================
   CSS RESET & GENERAL NORMALIZE
=================================================== */
html, body, div, span, applet, object, iframe, h1, h2, h3, h4, h5, h6, p, blockquote, pre, a, abbr, acronym, address, big, cite, code, del, dfn, em, img, ins, kbd, q, s, samp, small, strike, strong, sub, sup, tt, var, b, u, i, center, dl, dt, dd, ol, ul, li, fieldset, form, label, legend, table, caption, tbody, tfoot, thead, tr, th, td, article, aside, canvas, details, embed, figure, figcaption, footer, header, hgroup, menu, nav, output, ruby, section, summary, time, mark, audio, video {
  margin: 0;
  padding: 0;
  border: 0;
  font-size: 100%;
  font: inherit;
  vertical-align: baseline;
  box-sizing: border-box;
}
html {
  box-sizing: border-box;
  scroll-behavior: smooth;
  background: linear-gradient(135deg, #E9EEF6 0%, #f8fafc 80%);
  min-height: 100%;
}
*, *:before, *:after {
  box-sizing: inherit;
}
body {
  font-family: 'Open Sans', Arial, Helvetica, sans-serif;
  color: #223A5E;
  background: transparent;
  font-size: 16px;
  line-height: 1.7;
  min-height: 100vh;
  position: relative;
  letter-spacing: 0.01em;
}
img {
  display: block;
  max-width: 100%;
  height: auto;
}
a {
  color: #223A5E;
  text-decoration: none;
  transition: color 0.2s;
}
a:hover, a:focus {
  color: #F1B24A;
  outline: none;
}
ul, ol {
  margin-left: 1.5em;
  margin-bottom: 1em;
}
li {
  margin-bottom: 0.5em;
}
h1, h2, h3, h4, h5, h6 {
  font-family: 'Montserrat', Arial, Helvetica, sans-serif;
  color: #223A5E;
  margin-bottom: 18px;
  font-weight: 700;
  letter-spacing: 0.01em;
  line-height: 1.2;
}
h1 {
  font-size: 2.5rem; /* 40px */
  margin-bottom: 20px;
}
h2 {
  font-size: 2rem; /* 32px */
  margin-bottom: 16px;
}
h3 {
  font-size: 1.5rem; /* 24px */
  margin-bottom: 12px;
}
h4 { font-size: 1.25rem; margin-bottom: 8px; }
h5 { font-size: 1.125rem; margin-bottom: 8px; }
h6 { font-size: 1rem; margin-bottom: 6px; }
p {
  margin-bottom: 18px;
  color: #223a5e;
  font-size: 1rem;
}

/*===================================================
  CONTAINER & SPACING
===================================================*/
.container {
  width: 100%;
  max-width: 1200px;
  margin: 0 auto;
  padding: 0 20px;
  display: flex;
  flex-direction: column;
}
.section {
  margin-bottom: 60px;
  padding: 40px 20px;
  background: none;
}
.content-wrapper {
  display: flex;
  flex-direction: column;
  gap: 20px;
}

/* ===================
   HEADER/NAVIGATION
=================== */
header {
  background: linear-gradient(90deg, #E9EEF6 40%, #F1B24A 120%);
  box-shadow: 0 2px 12px 0 rgba(34,58,94,.07);
  position: relative;
  z-index: 10;
  margin-bottom: 0;
}
header .container {
  flex-direction: row;
  align-items: center;
  gap: 32px;
  min-height: 80px;
}
header img {
  height: 44px;
  margin-right: 28px;
}
header nav {
  display: flex;
  flex-direction: row;
  gap: 24px;
  align-items: center;
}
header nav a {
  font-family: 'Montserrat', Arial, Helvetica, sans-serif;
  font-weight: 500;
  font-size: 17px;
  padding: 12px 6px;
  border-radius: 5px;
  transition: background 0.2s, color 0.2s;
  color: #223A5E;
}
header nav a:hover, header nav a:focus {
  color: #fff;
  background: #223A5E;
}
.cta-btn {
  background: linear-gradient(90deg, #223A5E 30%, #F1B24A 130%);
  color: #fff;
  border: none;
  display: inline-block;
  padding: 13px 32px;
  border-radius: 30px;
  font-family: 'Montserrat', Arial, Helvetica, sans-serif;
  font-weight: 700;
  font-size: 18px;
  letter-spacing: .03em;
  cursor: pointer;
  box-shadow: 0 2px 16px 0 #E9EEF680, 0 1.5px 5px #f1b24a33;
  transition: box-shadow 0.18s, background 0.18s, color 0.2s, transform 0.15s;
  margin-left: 20px;
  margin-top: 0;
}
.cta-btn:hover, .cta-btn:focus {
  background: linear-gradient(90deg, #F1B24A 20%, #223A5E 80%);
  color: #E9EEF6;
  transform: translateY(-2px) scale(1.02);
  box-shadow: 0 6px 30px -8px #223a5e33;
}

/* Hamburger (Burger) Menu Button Style */
.mobile-menu-toggle {
  display: none;
  background: transparent;
  border: none;
  font-size: 2.2rem;
  color: #223A5E;
  cursor: pointer;
  margin-left: auto;
  z-index: 1101;
  padding: 8px 16px;
  border-radius: 12px;
  transition: background 0.2s, color 0.2s;
}
.mobile-menu-toggle:focus, .mobile-menu-toggle:hover {
  background: #F1B24A22;
  color: #F1B24A;
}
/* ==========================
   MOBILE MENU STYLES
========================== */
.mobile-menu {
  display: none;
  position: fixed;
  top: 0;
  left: 0;
  width: 100vw;
  height: 100vh;
  background: linear-gradient(120deg, #E9EEF6 80%, #F1B24A 100%);
  box-shadow: 0 4px 32px #223a5e0c;
  z-index: 1100;
  flex-direction: column;
  justify-content: flex-start;
  align-items: flex-start;
  transform: translateX(-100vw);
  transition: transform 0.38s cubic-bezier(.77,0,.18,1);
  padding: 32px 24px 0 24px;
}
.mobile-menu.open {
  display: flex;
  transform: translateX(0);
}
.mobile-menu-close {
  background: transparent;
  border: none;
  font-size: 2rem;
  color: #223A5E;
  align-self: flex-end;
  cursor: pointer;
  margin-bottom: 16px;
  transition: color 0.2s;
  z-index: 1101;
  padding: 10px;
}
.mobile-menu-close:hover, .mobile-menu-close:focus {
  color: #F1B24A;
}
.mobile-nav {
  display: flex !important;
  flex-direction: column;
  gap: 16px;
  margin-top: 16px;
  width: 100%;
}
.mobile-nav a {
  font-family: 'Montserrat', Arial, Helvetica, sans-serif;
  font-size: 22px;
  color: #223A5E;
  padding: 14px 6px 14px 0;
  border-radius: 6px;
  transition: background 0.18s, color 0.18s;
  font-weight: 600;
  text-align: left;
}
.mobile-nav a:hover, .mobile-nav a:focus {
  background: #F1B24A;
  color: #fff;
}

/* ===================================================
   MAIN & SECTIONS
=================================================== */
main {
  background: transparent;
  padding-bottom: 64px;
}
section {
  margin-bottom: 60px;
  padding: 40px 0;
  background: transparent;
}
.subheadline {
  font-size: 1.2rem;
  color: #6c7e98;
}

/* =====================
   FLEXBOX LAYOUTS
===================== */
.features-grid, .modules-grid, .business-topics-grid, .investment-options-grid, .blog-list-grid, .services-overview, .testimonials-slider, .resources-section {
  display: flex;
  flex-wrap: wrap;
  gap: 24px;
  margin: 24px 0 0 0;
}
.features-grid, .services-overview, .modules-grid, .business-topics-grid, .investment-options-grid, .blog-list-grid, .resources-section {
  justify-content: space-between;
}
.feature, .service-teaser, .module-group, .business-topic, .investment-option, .blog-item, .resource-item {
  background: #fff;
  border-radius: 18px;
  box-shadow: 0 5px 24px -10px #223a5e22, 0 1.5px 6px #f1b24a0d;
  padding: 28px 20px 24px 20px;
  flex: 1 1 260px;
  max-width: 300px;
  margin-bottom: 20px;
  display: flex;
  flex-direction: column;
  gap: 10px;
  position: relative;
  transition: box-shadow 0.19s, transform 0.15s;
  min-width: 260px;
}
.feature img, .resource-item img {
  height: 40px;
  width: 40px;
  margin-bottom: 12px;
}
.feature:hover, .service-teaser:hover, .module-group:hover, .business-topic:hover, .investment-option:hover, .blog-item:hover, .resource-item:hover {
  box-shadow: 0 10px 32px -7px #223a5e33;
  transform: translateY(-4px) scale(1.015);
}
.service-teaser a, .blog-item a {
  color: #F1B24A;
  font-weight: 600;
  font-size: 1rem;
  margin-top: 8px;
  transition: color 0.16s;
}
.service-teaser a:hover, .blog-item a:hover {
  color: #223A5E;
  text-decoration: underline;
}
.about-short {
  display: flex;
  align-items: center;
  gap: 30px;
  flex-wrap: wrap;
  margin-top: 20px;
}
.about-short img {
  width: 70px;
  height: 70px;
  flex-shrink: 0;
}
.text-section {
  flex: 1 1 280px;
  color: #223A5E;
  font-size: 1.1rem;
  line-height: 1.6;
  display: flex;
  flex-direction: column;
  gap: 10px;
}
.value-list, .category-list, .guides-list, .learning-path-list, .thanks-next-steps ul {
  list-style: disc inside;
  margin-bottom: 0;
}
.value-list li, .category-list li, .guides-list li, .learning-path-list li, .thanks-next-steps ul li {
  margin-bottom: 10px;
  font-size: 1.06em;
}

/* ==================
   TESTIMONIALS
================== */
.testimonials-slider {
  display: flex;
  flex-wrap: wrap;
  gap: 24px;
  margin-top: 24px;
}
.testimonial-card {
  display: flex;
  flex-direction: column;
  align-items: flex-start;
  gap: 18px;
  background: #E9EEF6;
  color: #223A5E;
  border-radius: 18px;
  box-shadow: 0 4px 24px -9px #223a5e19;
  padding: 24px 24px 20px 28px;
  min-width: 260px;
  max-width: 350px;
  flex: 1 1 260px;
  margin-bottom: 20px;
  position: relative;
  transition: box-shadow 0.18s, transform 0.13s;
}
.testimonial-card p {
  font-size: 1.1em;
  color: #223A5E;
  line-height: 1.6;
  margin-bottom: 0;
}
.testimonial-meta {
  display: flex;
  gap: 10px;
  align-items: center;
  color: #223A5E;
  font-size: 0.98em;
  font-weight: 600;
  opacity: 0.87;
}
.testimonial-card:hover {
  box-shadow: 0 10px 30px -12px #223a5e2a;
  transform: translateY(-3px) scale(1.01);
}

/* =============
   BLOG LIST
============== */
.blog-list-grid {
  gap: 24px;
}
.blog-item {
  min-width: 240px;
  max-width: 320px;
  background: #FFF8EC;
  border-radius: 16px;
  box-shadow: 0 2px 18px -7px #f1b24a40;
  padding: 24px 20px 18px 22px;
  margin-bottom: 20px;
  display: flex;
  flex-direction: column;
  gap: 9px;
  transition: box-shadow 0.14s, transform 0.11s;
}

.category-list li {
  font-weight: 600;
  color: #223A5E;
  background: #E9EEF6;
  display: inline-block;
  margin-bottom: 10px;
  padding: 7px 16px;
  border-radius: 12px;
  margin-right: 10px;
  font-size: 0.99em;
}

/* ================
   FOOTER
================ */
footer {
  background: #223A5E;
  color: #fff;
  padding: 42px 0 22px 0;
}
footer a {
  color: white;
}
footer .container {
  flex-direction: column;
  gap: 22px;
  align-items: flex-start;
}
footer nav {
  display: flex;
  flex-direction: row;
  gap: 26px;
  margin-bottom: 10px;
}
footer nav a {
  color: #fff;
  font-family: 'Montserrat', Arial, Helvetica, sans-serif;
  font-size: 1rem;
  opacity: .92;
  transition: opacity 0.14s, color 0.14s;
}
footer nav a:hover {
  opacity: 1;
  color: #F1B24A;
}
footer address {
  font-style: normal;
  font-size: 0.98em;
  color: #e9eef6c8;
  margin-bottom: 7px;
}
.footer-copy {
  color: #fff;
  font-size: 0.98em;
}

/* ================
   ADDRESS
================ */
address {
  display: flex;
  flex-direction: column;
  gap: 10px;
}
address p {
  display: flex;
  align-items: center;
  gap: 8px;
  color: #223A5E;
  font-size: 1em;
  line-height: 1.6;
  margin-bottom: 0;
}
footer address p {
  color: #e9eef6d8;
}
address img {
  width: 20px;
  height: 20px;
  margin-right: 6px;
}

/* ================
   THANK YOU STEPS
================ */
.thanks-next-steps ul {
  margin-left: 1.5em;
}
.thanks-next-steps li {
  color: #223A5E;
  font-size: 1.05em;
}

/* ================
   COOKIE BANNER
================ */
.cookie-banner {
  position: fixed;
  bottom: 0;
  width: 100vw;
  left: 0;
  background: linear-gradient(90deg, #223A5E 70%, #F1B24A 120%);
  color: #fff;
  display: flex;
  flex-direction: row;
  align-items: center;
  justify-content: space-between;
  padding: 24px 20px 20px 30px;
  box-shadow: 0 -3px 28px -10px #223a5e74;
  z-index: 9999;
  opacity: 1;
  transition: transform 0.33s;
  gap: 24px;
}
.cookie-banner.hide {
  transform: translateY(100%);
  opacity: 0;
  pointer-events: none;
}
.cookie-banner .cookie-banner-message {
  flex: 1 1 400px;
  font-size: 1.02em;
}
.cookie-banner .cookie-banner-actions {
  display: flex;
  gap: 15px;
  align-items: center;
  flex-shrink: 0;
}
.cookie-btn {
  background: #fff;
  color: #223A5E;
  border: none;
  padding: 9px 22px;
  font-family: 'Montserrat', Arial, Helvetica, sans-serif;
  font-size: 1em;
  border-radius: 18px;
  cursor: pointer;
  font-weight: 600;
  margin-right: 2px;
  transition: background 0.17s, color 0.17s, box-shadow 0.16s, transform 0.1s;
  box-shadow: 0 2px 10px #223A5E22;
}
.cookie-btn.accept {
  background: #F1B24A;
  color: #223A5E;
}
.cookie-btn.reject {
  background: #fff;
  color: #F1B24A;
}
.cookie-btn.settings {
  background: none;
  color: #fff;
  border: 1px solid #fff;
}
.cookie-btn:hover, .cookie-btn:focus {
  background: #E9EEF6;
  color: #223A5E;
  outline: none;
  transform: translateY(-2px) scale(1.02);
}
.cookie-btn.accept:hover{
  background: #fff1dd;
}
.cookie-btn.reject:hover{
  background: #E9EEF6;
  color: #F1B24A;
}

/* COOKIE MODAL OVERLAY */
.cookie-modal-overlay {
  position: fixed;
  top: 0; left: 0;
  width: 100vw; height: 100vh;
  background: rgba(34,58,94,0.30);
  z-index: 10500;
  display: none;
  justify-content: center;
  align-items: center;
  transition: background 0.2s;
}
.cookie-modal-overlay.active {
  display: flex;
}

.cookie-modal {
  background: #fff;
  color: #223A5E;
  border-radius: 18px;
  max-width: 440px;
  width: 92vw;
  padding: 34px 28px 24px 28px;
  box-shadow: 0 10px 40px -12px #223a5e33;
  display: flex;
  flex-direction: column;
  gap: 18px;
  position: relative;
  animation: fadeInCookie .25s;
}
@keyframes fadeInCookie {
  from { opacity:0; transform:scale(0.92); }
  to { opacity:1; transform:scale(1); }
}
.cookie-modal h3 {
  font-size: 1.35rem;
  color: #223A5E;
  margin-bottom: 10px;
}
.cookie-category {
  display: flex;
  align-items: center;
  gap: 11px;
  margin-bottom: 14px;
}
.cookie-category label {
  font-weight: 500;
  font-size: 1rem;
  color: #223A5E;
}
.cookie-category input[type="checkbox"] {
  accent-color: #F1B24A;
  width: 19px;
  height: 19px;
}
.cookie-modal .cookie-modal-actions {
  display: flex;
  flex-direction: row;
  gap: 10px;
  margin-top: 14px;
  justify-content: flex-end;
}
.cookie-modal .cookie-modal-close {
  background: none;
  border: none;
  color: #223A5E;
  font-size: 1.45rem;
  position: absolute;
  top: 15px; right: 17px;
  cursor: pointer;
  transition: color 0.15s;
}
.cookie-modal .cookie-modal-close:hover {
  color: #F1B24A;
}

/*====================================================
  BREAKPOINTS: RESPONSIVE TO MOBILE (MOBILE-FIRST)
====================================================*/
@media (max-width: 1200px) {
  .container { max-width: 100%; }
}
@media (max-width: 1024px) {
  h1 { font-size: 2.1rem; }
  h2 { font-size: 1.65rem; }
  .feature, .service-teaser, .module-group,
  .business-topic, .investment-option, .blog-item,
  .resource-item, .testimonial-card {
    max-width: 48%;
    min-width: 180px;
    padding: 20px 13px 18px 14px;
  }
}
@media (max-width: 900px) {
  .container { padding: 0 10px; }
  header .container { padding: 0 10px; }
  .features-grid, .modules-grid, .services-overview, .business-topics-grid, .investment-options-grid, .blog-list-grid, .resources-section, .testimonials-slider {
    gap: 18px;
  }
}
@media (max-width: 768px) {
  html { font-size: 100%; }
  header .container {
    flex-direction: row;
    gap: 12px;
    min-height: 60px;
  }
  nav { display: none !important; }
  .mobile-menu-toggle {
    display: block;
  }
  .cta-btn {
    margin-left: 0;
    margin-top: 0;
  }
  .features-grid, .services-overview, .modules-grid, .business-topics-grid, .investment-options-grid, .resources-section, .testimonials-slider, .blog-list-grid {
    flex-direction: column;
    gap: 20px;
    justify-content: flex-start;
  }
  .feature, .service-teaser, .module-group, .business-topic, .investment-option, .blog-item, .resource-item, .testimonial-card {
    max-width: 100%;
    min-width: 0;
  }
  .about-short {
    flex-direction: column;
    gap: 18px;
  }
  section {
    padding: 24px 0;
    margin-bottom: 36px;
  }
  .cookie-banner {
    flex-direction: column;
    align-items: flex-start;
    gap: 16px;
    padding: 18px 14px;
  }
}
@media (max-width: 560px) {
  h1 { font-size: 1.45rem; }
  h2 { font-size: 1.1rem; }
  .feature img, .resource-item img {
    height: 28px; width: 28px;
  }
  .cta-btn {
    padding: 11px 16px;
    font-size: 1em;
  }
  header img { height: 32px; }
  .feature, .service-teaser, .module-group, .business-topic, .investment-option, .blog-item, .resource-item, .testimonial-card {
    padding: 12px 7px 14px 9px;
  }
  .cookie-modal {
    padding: 20px 8px 14px 10px;
    max-width: 99vw;
  }
}

/*====================================================
  MICRO-INTERACTIONS/EFFECTS
====================================================*/
button, .cta-btn, .cookie-btn {
  transition: background 0.15s, color 0.15s, box-shadow 0.1s, transform 0.14s;
}

::-webkit-input-placeholder, ::placeholder {
  color: #6c7e98a0;
  opacity: 1;
}
:focus {
  outline: 2px solid #F1B24A55;
  z-index: 2;
}


/*====================================================
  UTILITY PATTERNS and BEM-LIKE
====================================================*/
.card-container {
  display: flex;
  flex-wrap: wrap;
  gap: 24px;
}
.card {
  margin-bottom: 20px;
  position: relative;
  background: #FFF;
  border-radius: 16px;
  box-shadow: 0 3px 16px -10px #223a5e18;
  padding: 24px;
}
.content-grid {
  display: flex;
  flex-wrap: wrap;
  gap: 20px;
  justify-content: space-between;
}
.text-image-section {
  display: flex;
  align-items: center;
  gap: 30px;
  flex-wrap: wrap;
}
.testimonial-card {
  display: flex;
  align-items: center;
  gap: 20px;
  padding: 20px;
}
.feature-item {
  display: flex;
  flex-direction: column;
  align-items: flex-start;
  gap: 15px;
}

/* ===============
   ACCESSIBILITY
================ */
@media (prefers-reduced-motion: reduce) {
  * {
    transition: none !important;
  }
}

/* ===============
   PRINT OPTIMIZE
================ */
@media print {
  header, footer, .mobile-menu, .cookie-banner, .cookie-modal-overlay {
    display: none !important;
  }
}